Layers...it's what keeps us from freezing to death in the winter. Unless you are from New England you embrace layers. New Englanders(I'm generalizing) brave out harsh winters in nothing more than a tee shirt, hoodie, and North Face jacket. I don't recommend it. However, I do recommend layers and to be more specific....layers like the picture above shows. Also be creative with your layers! Layer up with two cardigans or layer a cardigan over a denim jacket. There are TONS of options. With harsh winter weather around the corner I encourage you to layer up like an onion!